http://nwcdr.com/blog Just another WordPress weblog Mon, 30 Aug 2010 14:33:21 +0000 http://backend.userland.com/rss092 en Money management addresses the concepts of cash flow management (a.k.a. budgeting), personal net worth and financial goal setting. Adults should be able to create a budget, analyze their net worth and set short-term and long-term financial goals. Budgeting must be the foundation for all financial planning. It is about managing cash ... http://nwcdr.com/blog/?p=329 It’s a very important decision when choosing a credit counseling company to handle your unsecured debts. After all you can’t do anything in this country with out good credit. It’s also important for you to know your credit score is how lenders determine what your interest rates will be. Therefore, ... http://nwcdr.com/blog/?p=326 Rebuilding credit Here are a few tips on how to get back in the good graces of the credit agencies. Remember that no matter what your financial situation, it’s important that all bills be paid in a timely fashion. • If you did file bankruptcy, make sure that the reaffirmed pre-bankruptcy debts are ... http://nwcdr.com/blog/?p=325 THE WHITE HOUSE Office of the Press Secretary ________________________________________________________ FOR IMMEDIATE RELEASE May 22, 2009 FACT SHEET: REFORMS TO PROTECT AMERICAN CREDIT CARD HOLDERS President Obama signs Credit Card ... http://nwcdr.com/blog/?p=324 By The U.S. Federal Reserve recently issued new rules that limit late-payment fees imposed on credit-card holders. The rules represent the third and final stage of the Fed’s implementation of the Credit Card Accountability Responsibility and Disclosure Act (CARD) of 2009, which was enacted in May 2009. This is what you need ... http://nwcdr.com/blog/?p=322 As millions of Americans have fallen behind on paying their bills, debt collection law firms have been clogging courtrooms with lawsuits seeking repayment.As millions of Americans have fallen behind on paying their bills, debt collection law firms have been clogging courtrooms with lawsuits seeking repayment. Few have been as prolific as ... http://nwcdr.com/blog/?p=321 According to FICO,The credit scores of millions more Americans are sinking to new lows. Figures provided by FICO Inc. show that 25.5 percent of consumers — nearly 43.4 million people — now have a credit score of 599 or below, marking them as poor risks for lenders.http://www.nwcdr.com/financial_warning_signs.htm It's unlikely they will ... http://nwcdr.com/blog/?p=320 WASHINGTON,--U.S. consumer spending rose slightly more than expected in May even as savings touched their highest level in eight months, a government report showed on Monday. The Commerce Department said spending edged up 0.25% after being flat in April. Analysts polled by Reuters had expected consumer spending to rise 0.1%. Consumer spending ... http://nwcdr.com/blog/?p=318 Our nation’s debt is staggering – over $13 trillion and counting – but the level of consumer debt is just as concerning, and is rising each day due to foreclosures, job loss and unexpected expenses. In fact, each American citizen’s share of the national debt is over $42,000 – and ... http://nwcdr.com/blog/?p=316 Money management address the concepts of cash flow (a.k.a., budgeting), personal net worth and financial goal setting. Adults should be able to create a budget, analyze their net worth, and set short-term and long term financial goals. Its all about managing cash flow. Generally speaking there are six components to a ... http://nwcdr.com/blog/?p=315